Interim Measures tighter regulation of the net loan industry will continue to slow down the momentum jiuyaogan

The "Interim Measures" tighter regulation of net loan industry slowdown will continue to Sina App: Live on-line blogger to guide Sina Hong Kong APP: real time market exclusive reference stocks also worth the investment? What’s the problem? Where is the future of the way out? Sina launched the "Hong Kong Hong Kong stocks as well as unattractive" discussion, with a rational and constructive attitude, welcome attention to Hong Kong stocks, concern of the capital market, Hong Kong stocks together for suggestions, seek the Hong Kong stock market tomorrow. Please to hkstock_biz@sina. August 24th, the central bank announced the Interim Measures for the management of network lending information intermediary business activities.   approach to the net loan platform business scope to adopt a negative list based management model, a clear thirteen prohibited acts. These prohibitions and net loan platform is consistent with the positioning of information intermediaries. The "measures" clearly one same person on the same platform loan balance limit of not more than 200 thousand yuan 1 million yuan; with a same natural person legal person in different platform loan total balance of not more than 1 million yuan to 5 million yuan, the upper limit of the amount of media had reported. Set the borrowing limit in line with the direction of the international mainstream, such as Prosper single loan of up to $25 thousand, while Lending Club single borrowing limit of $35 thousand, to avoid regulatory arbitrage, preventing systemic risk industry, also helps guide the P2P regression of financial inclusion, but also will directly affect the development of space P2P. The Interim Measures on the net loan platform requirements greatly strengthen the regulation of information disclosure, the "measures" of the information disclosure provisions in principle, the CBRC intends to follow relevant rules, combined with the general practice of the industry and regulatory needs, the corresponding index of the industry, including the definition of the rate of bad debts, and the amount of compensation for overdue rate. "Measures" provisions of the implementation of customer funds by the banking financial institutions third party depository system. China’s net loan industry continues to supervise the direction of tighter, and gradually move closer to the international mainstream regulatory framework conducive to the sustained and healthy development of net loan industry. This regulatory trend, net loan industry will continue to slow the momentum, to close to the original positioning information intermediaries, only small loans, standardized operating platform bigger and stronger, the industry will continue to accelerate the integration and survival of the fittest. Enter the Sina financial stocks] discussion相关的主题文章: